/* =========================================================
   PartnerOz
   Ink navy base, brass accent (trust/value), moss accent (performance).
   Display: Fraunces (serif). Body/UI: Inter. Nav/footer: Open Sans,
   matched to the live partneroz.com chrome.
========================================================= */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,380;9..144,460;9..144,560;9..144,640&family=Inter:wght@400;500;600;700&family=Open+Sans:wght@400;600;700&display=swap');

:root{
  --ink: #10151c;
  --ink-2: #161d26;
  --ink-3: #1c2530;
  --paper: #f5f3ee;
  --paper-dim: #e8e4da;
  --brass: #c68a3e;
  --brass-bright: #e0a758;
  --moss: #3d7a68;
  --moss-bright: #4f9781;
  --slate: #8891a0;
  --slate-dim: #5b6472;
  --line: rgba(245,243,238,0.11);
  --line-strong: rgba(245,243,238,0.2);
  --line-dark: rgba(16,21,28,0.12);
  --chrome: #161d26;
  --nav-hover: #e0a758;

  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-nav: 'Open Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  --max: 1160px;
  --pad: clamp(20px, 5vw, 64px);
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
html, body{ overflow-x: hidden; }
body{
  margin:0;
  background: var(--ink);
  color: var(--paper);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img{ max-width:100%; display:block; }
a{ color: inherit; text-decoration: none; }
ul{ margin:0; padding:0; list-style:none; }
h1,h2,h3,h4{ margin:0; font-family: var(--font-display); font-weight: 560; letter-spacing: -0.01em; }
p{ margin:0; }
button{ font-family: inherit; }

:focus-visible{ outline: 2px solid var(--brass-bright); outline-offset: 3px; }

@media (prefers-reduced-motion: reduce){
  *{ animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}

.wrap{ max-width: var(--max); margin: 0 auto; padding-left: var(--pad); padding-right: var(--pad); }

.eyebrow{ font-size: 13px; color: var(--brass-bright); font-weight: 600; letter-spacing: 0.02em; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; gap:8px;
  padding: 13px 24px; border-radius: 6px;
  font-size: 14.5px; font-weight: 600;
  border: 1px solid transparent; cursor: pointer;
  transition: transform 0.15s ease, background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}
.btn-primary{ background: var(--brass); color: #17110a; }
.btn-primary:hover{ background: var(--brass-bright); transform: translateY(-1px); }
.btn-ghost{ background: transparent; color: var(--paper); border-color: var(--line-strong); }
.btn-ghost:hover{ border-color: var(--brass-bright); color: var(--brass-bright); }
.btn-block{ width:100%; justify-content:center; }

/* =========================================================
   HEADER, matched to live partneroz.com. Menu centred.
========================================================= */
.site-header{
  position: sticky; top: 0; z-index: 100;
  background: var(--chrome);
  border-bottom: 1px solid rgba(255,255,255,0.09);
  font-family: var(--font-nav);
}
.site-header .nav{
  max-width: var(--max); margin: 0 auto;
  padding: 14px var(--pad);
  display: flex; align-items: center; gap: 24px;
}
/* equal-weight side columns keep the menu on the true centre line */
.site-header .brand{ flex: 1 1 0; display:flex; align-items:center; line-height:0; }
.site-header .brand .poz-logo{ width: 168px; height: 39.5px; color:#fff; display:block; }
.site-header nav{ flex: 0 0 auto; }
.site-header .cta{ flex: 1 1 0; display:flex; justify-content:flex-end; }

.nav-links{ display:flex; align-items:center; gap: 32px; list-style:none; margin:0; padding:0; }
.nav-links a{
  position: relative;
  font-size: 16px; font-weight: 600;
  color:#fff; opacity: 0.92;
  transition: color 0.3s cubic-bezier(0.4,0,0.2,1);
}
.nav-links a::after{
  content:""; position:absolute; left:0; bottom:-6px;
  width:0; height:2px; background: var(--nav-hover);
  transition: width 0.3s cubic-bezier(0.4,0,0.2,1);
}
.nav-links a:hover,
.nav-links a[aria-current="page"]{ color: var(--nav-hover); opacity:1; }
.nav-links a:hover::after,
.nav-links a[aria-current="page"]::after{ width:100%; }

.cta a{
  display:inline-flex; align-items:center; justify-content:center;
  background: var(--brass); color:#17110a;
  font-family: var(--font-body);
  font-size: 14.5px; font-weight: 600;
  padding: 13px 24px; border-radius: 6px;
  border: 1px solid transparent;
  white-space: nowrap;
  transition: transform 0.15s ease, background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}
.cta a:hover{ background: var(--brass-bright); transform: translateY(-1px); }

.nav-toggle{ display:none; background:none; border:0; color:#fff; padding:8px; cursor:pointer; }
.nav-toggle svg{ width:26px; height:26px; }

@media (max-width: 860px){
  .site-header .nav{ padding: 12px 20px; }
  .site-header .brand{ flex: 0 0 auto; }
  .site-header .brand .poz-logo{ width: 150px; height: 35.3px; }
  .nav-links{
    display:none;
    position:absolute; top:100%; left:0; right:0;
    background: var(--chrome);
    border-bottom: 1px solid rgba(255,255,255,0.12);
    flex-direction: column; align-items: stretch; gap:0;
    padding: 8px 0;
  }
  .nav-links.open{ display:flex; }
  .nav-links a{ display:block; padding: 14px 24px; }
  .nav-links a::after{ display:none; }
  .site-header .cta{ flex: 0 0 auto; margin-left:auto; }
  .cta a{ font-size: 13px; padding: 8px 16px; }
  .nav-toggle{ display:block; margin-left:6px; }
}

/* narrow phones: keep logo, CTA and burger inside the viewport */
@media (max-width: 480px){
  .site-header .nav{ gap:10px; padding:12px 16px; }
  .site-header .brand .poz-logo{ width:126px; height:29.6px; }
  .cta a{ font-size:12.5px; padding:8px 13px; }
  .nav-toggle{ padding:6px; margin-left:2px; }
}

/* ---------- Sections ---------- */
section{ position: relative; }
.section{ padding: 108px 0; }
.section-tight{ padding: 76px 0; }
.section-head{ max-width: 640px; margin-bottom: 56px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.section-head.center p{ margin-left:auto; margin-right:auto; }
.section-head h2{ font-size: clamp(28px, 3.4vw, 40px); line-height: 1.15; margin-top: 10px; color: var(--paper); }
.section-head p{ margin-top: 14px; color: var(--slate); font-size: 16.5px; max-width: 54ch; }

.divider{ height:1px; background: var(--line); border:none; margin:0; }

/* ---------- Home hero, intro statement merged in ---------- */
.hero{ padding: 112px 0 96px; text-align:center; }
.hero h1{ font-size: clamp(38px, 6vw, 68px); line-height:1.06; max-width: 920px; margin:0 auto; color: var(--paper); }
.hero p{ margin: 26px auto 0; max-width: 620px; font-size:18px; color: var(--slate); }
.hero-actions{ margin-top:36px; display:flex; gap:14px; justify-content:center; flex-wrap:wrap; }

.hero-statement{ margin: 68px auto 0; max-width: 620px; text-align:center; }
.hero-statement h3{ font-size: clamp(21px, 2.6vw, 29px); line-height:1.28; color: var(--paper); }
.hero-statement .link-arrow{
  display:inline-block; margin-top:24px;
  font-size:14.5px; font-weight:600; color: var(--brass-bright);
  border-bottom: 1px solid rgba(224,167,88,0.35); padding-bottom:3px;
  transition: border-color 0.15s ease;
}
.hero-statement .link-arrow:hover{ border-bottom-color: var(--brass-bright); }

/* ---------- How it works ---------- */
.how-grid{ display:grid; grid-template-columns: 0.85fr 1.15fr; gap:64px; align-items:start; }
@media (max-width: 900px){ .how-grid{ grid-template-columns: 1fr; } }
.stage-list{ display:flex; flex-direction:column; overflow-anchor: none; }
.stage-item{ padding: 18px 0 18px 22px; border-left: 2px solid var(--line); cursor:pointer; transition: border-color 0.2s ease; }
.stage-item .stage-num{ font-size:13px; color: var(--slate-dim); font-weight:600; }
.stage-item h4{ margin-top:6px; font-size:19px; color: var(--slate); transition: color 0.2s ease; }
.stage-item p{ margin-top:8px; font-size:14.5px; color: var(--slate-dim); max-width:42ch; display:none; }
.stage-item.active{ border-left-color: var(--brass); }
.stage-item.active .stage-num{ color: var(--brass-bright); }
.stage-item.active h4{ color: var(--paper); }
.stage-item.active p{ display:block; }

.mock-panel{ position: sticky; top: 100px; background: var(--ink-2); border:1px solid var(--line); border-radius:14px; padding:20px; min-height:420px; }
.mock-screen{ display:none; }
.mock-screen.active{ display:block; animation: fadein 0.35s ease; }
@keyframes fadein{ from{ opacity:0; transform: translateY(6px);} to{ opacity:1; transform:none; } }

.mock-chrome{ display:flex; align-items:center; gap:6px; margin-bottom:16px; }
.mock-chrome span{ width:9px; height:9px; border-radius:50%; background: var(--line-strong); }

.mock-table{ width:100%; border-collapse:collapse; font-size:13px; }
.mock-table th, .mock-table td{ text-align:left; padding:9px 10px; border-bottom:1px solid var(--line); color: var(--slate); }
.mock-table th{ color: var(--slate-dim); font-weight:600; font-size:11.5px; }
.mock-table td.hi{ color: var(--moss-bright); font-weight:600; }
.mock-table td.lo{ color:#c4694f; font-weight:600; }
.mock-table tr:last-child td{ border-bottom:none; }

.mock-card{ background: var(--ink-3); border:1px solid var(--line); border-radius:10px; padding:16px; font-size:13.5px; }
.mock-card .who{ display:flex; align-items:center; gap:10px; margin-bottom:10px; }
.mock-card .avatar{ width:28px; height:28px; border-radius:7px; background: linear-gradient(135deg, var(--brass), var(--moss)); flex-shrink:0; }
.mock-card .who b{ font-size:13.5px; color: var(--paper); }
.mock-card .who span{ font-size:12px; color: var(--slate-dim); margin-left:6px; }
.mock-card p{ color: var(--slate); line-height:1.55; }
.mock-card .buttons{ display:flex; gap:8px; margin-top:12px; }
.mock-card .buttons button{ border:1px solid var(--line-strong); background:transparent; color:var(--paper); padding:6px 14px; border-radius:5px; font-size:12.5px; font-weight:600; cursor:default; }
.mock-card .buttons button.approve{ background: var(--moss); border-color: var(--moss); color:#fff; }

.mock-bar-row{ display:flex; align-items:center; gap:10px; margin-bottom:10px; font-size:12.5px; }
.mock-bar-row .lbl{ width:108px; flex-shrink:0; color: var(--slate); }
.mock-bar-row .bar{ flex:1; height:8px; background: var(--ink-3); border-radius:4px; overflow:hidden; }
.mock-bar-row .bar i{ display:block; height:100%; background: linear-gradient(90deg, var(--brass), var(--brass-bright)); border-radius:4px; }
.mock-bar-row .val{ width:44px; text-align:right; color: var(--slate-dim); flex-shrink:0; }

.mock-meta{ display:flex; justify-content:space-between; margin-bottom:14px; }
.mock-meta .t{ font-size:14px; color: var(--paper); font-weight:600; }
.mock-meta .s{ font-size:12px; color: var(--slate-dim); }

.mock-doc-item{ display:flex; gap:10px; padding:11px 0; border-bottom:1px solid var(--line); font-size:13px; color:var(--slate); line-height:1.5; }
.mock-doc-item:last-child{ border-bottom:none; }
.mock-doc-item b{ color:var(--paper); display:block; font-size:13px; margin-bottom:3px; }
.mock-doc-item .tick{ flex-shrink:0; width:16px; height:16px; border-radius:4px; background: var(--moss); margin-top:2px; }

/* ---------- Cards ---------- */
.card-grid{ display:grid; grid-template-columns: repeat(3,1fr); gap:1px; background: var(--line); border:1px solid var(--line); border-radius:14px; overflow:hidden; }
.card-grid.cols-2{ grid-template-columns: repeat(2,1fr); }
@media (max-width: 820px){ .card-grid{ grid-template-columns: 1fr; } }
.agent-card{ background: var(--ink); padding: 34px 30px; }
.agent-card .mark{ width:40px; height:40px; border-radius:9px; display:flex; align-items:center; justify-content:center; background: var(--ink-3); margin-bottom:22px; }
.agent-card .mark svg{ width:20px; height:20px; }
.agent-card h3{ font-size:19px; color: var(--paper); margin-bottom:10px; }
.agent-card p{ font-size:14.5px; color: var(--slate); line-height:1.6; }
.agent-card ul{ margin-top:16px; display:flex; flex-direction:column; gap:8px; }
.agent-card li{ font-size:13.5px; color: var(--slate-dim); padding-left:16px; position:relative; }
.agent-card li::before{ content:''; position:absolute; left:0; top:8px; width:5px; height:5px; border-radius:50%; background: var(--brass); }

.use-card{ background: var(--ink); padding: 28px 26px; }
.use-card h4{ font-size:16.5px; color: var(--paper); margin-bottom:8px; }
.use-card p{ font-size:14px; color: var(--slate); line-height:1.6; }

/* =========================================================
   INTEGRATIONS, Sunbeam-style stepped marquee
========================================================= */
.int-block{ width: fit-content; max-width: 100%; margin: 0 auto; }
.tool-row{ display:flex; gap:12px; justify-content:center; }
@media (max-width: 620px){
  .int-block{ width:auto; }
  .tool-row{ flex-direction:column; }
}
.tool-tile{
  display:flex; flex-direction:row; align-items:center; gap:10px;
  border:1px solid var(--line); border-radius:12px; background: var(--ink-2);
  padding:14px 18px; text-align:left;
}
.tool-tile::before{
  content:''; width:8px; height:8px; border-radius:50%;
  background: var(--moss-bright); flex-shrink:0;
}
.tool-tile b{ font-size:15px; font-weight:700; color: var(--paper); }
.tool-tile small{ font-size:12.5px; color: var(--slate-dim); }

.stack-label{
  display:block; font-size:11.5px; letter-spacing:0.07em; text-transform:uppercase;
  color: var(--slate-dim); font-weight:600; text-align:center; margin-bottom:18px;
}

.plat-row{
  display:grid; grid-template-columns: repeat(7, 1fr);
  gap:8px; align-items:end; margin-top:44px; width:100%;
}
.plat-item{ display:flex; flex-direction:column; align-items:center; gap:10px; min-width:0; }
.plat-logo{ height:44px; display:flex; align-items:center; justify-content:center; }
.plat-logo img{ max-height:44px; max-width:100%; width:auto; height:auto; object-fit:contain; }
.plat-name{
  display:block; width:100%; text-align:center;
  border:1px solid var(--line); border-radius:10px; background: var(--ink-2);
  padding:8px 4px; font-size:11px; font-weight:600; color: var(--paper);
  letter-spacing:-0.005em;
  white-space:nowrap; overflow:hidden; text-overflow:ellipsis;
}
@media (max-width: 900px){
  .plat-row{ grid-template-columns: repeat(4, 1fr); gap:16px 12px; }
  .plat-logo{ height:42px; }
  .plat-logo img{ max-height:42px; }
}
@media (max-width: 560px){
  .plat-row{ grid-template-columns: repeat(3, 1fr); }
  .plat-name{ font-size:11.5px; padding:7px 4px; }
}

.integrations-note{ margin-top:28px; font-size:13px; color: var(--slate-dim); text-align:center; }

/* ---------- CTA band ---------- */
.cta-band{ padding: 96px 0; text-align:center; border-top: 1px solid var(--line); }
.cta-band h2{ font-size: clamp(28px,4vw,44px); max-width:720px; margin:0 auto; line-height:1.15; }
.cta-band p{ margin-top:16px; color: var(--slate); font-size:16px; }
.cta-band .hero-actions{ margin-top:32px; }

/* =========================================================
   FOOTER, matched to live partneroz.com
========================================================= */
footer{
  background: var(--chrome);
  border-top: 1px solid rgba(255,255,255,0.09);
  font-family: var(--font-nav);
}
.fwrap{ max-width: var(--max); margin: 0 auto; padding: 48px var(--pad) 40px; }
.frow{ display:flex; align-items:flex-start; justify-content:space-between; gap:40px; }
.fbrand-col{ flex:1 1 0; min-width:0; max-width:300px; }
.fbrand{ flex-shrink:0; display:block; line-height:0; }
.fbrand .poz-mark{ width:46px; height:48px; display:block; }
.ftag{ margin-top:14px; font-size:12.5px; line-height:1.6; color: rgba(255,255,255,0.45); max-width:30ch; }
.fbrand .poz-logo{ width:150px; height:35.3px; color:#fff; display:block; }
.fcols{ display:flex; gap:56px; flex-wrap:wrap; flex:0 0 auto; justify-content:center; }
.fconnect{ flex:1 1 0; display:flex; justify-content:flex-end; }
.fconnect .fcol{ align-items:center; }
.fcol{ display:flex; flex-direction:column; gap:12px; min-width:0; }
.fcol-h{ font-size:13px; font-weight:600; color: rgba(255,255,255,0.45); margin-bottom:2px; }
.fcol a{ font-size:15px; color: rgba(255,255,255,0.70); transition: color 0.25s; max-width:22ch; }
.fcol a:hover{ color:#fff; }
.fsocial-link{
  width:38px; height:38px; border-radius:8px; background: rgba(255,255,255,0.11);
  display:flex; align-items:center; justify-content:center; transition: background 0.25s;
}
.fsocial-link svg{ width:17px; height:17px; fill: rgba(255,255,255,0.75); transition: fill 0.25s; }
.fsocial-link:hover{ background: rgba(255,255,255,0.2); }
.fsocial-link:hover svg{ fill:#fff; }
.fdiv{ height:1px; background: rgba(255,255,255,0.1); margin: 34px 0 20px; }
.fbot{ display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
.fbot .copy{ font-size:14px; color: rgba(255,255,255,0.50); margin:0; text-align:left; }
.flegal{ display:flex; gap:24px; flex-wrap:wrap; }
.flegal a{ font-size:14px; color: rgba(255,255,255,0.50); transition: color 0.25s; }
.flegal a:hover{ color: rgba(255,255,255,0.85); }
@media (max-width: 860px){
  .fwrap{ padding: 40px var(--pad) 32px; }
  .frow{ flex-direction: column; align-items:center; text-align:center; gap:30px; }
  .fbrand-col{ flex:0 0 auto; display:flex; flex-direction:column; align-items:center; }
  .ftag{ max-width:44ch; }
  .fcols{ gap:32px; justify-content:center; width:100%; }
  .fconnect{ flex:0 0 auto; justify-content:center; }
  .fbrand-col{ max-width:none; }
  .fcol{ align-items:center; flex:1 1 130px; }
  .fbot{ flex-direction: column; text-align:center; justify-content:center; }
  .flegal{ justify-content:center; }
  .fbot .copy{ text-align:center; }
}

/* ---------- Interior page hero ---------- */
.page-hero{ padding: 80px 0 64px; border-bottom: 1px solid var(--line); }
.page-hero .eyebrow{ margin-bottom:14px; display:block; }
.page-hero h1{ font-size: clamp(32px,5vw,52px); line-height:1.12; max-width:820px; }
.page-hero p{ margin-top:20px; font-size:17px; color: var(--slate); max-width:60ch; }
.page-hero.center{ text-align:center; }
.page-hero.center h1{ margin-left:auto; margin-right:auto; }
.page-hero.center p{ margin-left:auto; margin-right:auto; }

/* ---------- Two-col text/media ---------- */
.split{ display:grid; grid-template-columns: 1fr 1fr; gap:64px; align-items:center; }
.split.top{ align-items:start; }
.based{ max-width: 68ch; }
.based h2{ font-size: clamp(26px,3vw,34px); line-height:1.2; margin-top:8px; }
.based .lede{ margin-top:16px; color: var(--slate); font-size:16px; }
@media (max-width: 900px){ .split{ grid-template-columns:1fr; } }
.split h2{ font-size: clamp(26px,3vw,34px); line-height:1.2; }
.split .lede{ margin-top:16px; color: var(--slate); font-size:16px; }
.split ul.check{ margin-top:22px; display:flex; flex-direction:column; gap:14px; }
.split ul.check li{ display:flex; gap:12px; font-size:14.5px; color: var(--slate); }
.split ul.check li svg{ flex-shrink:0; width:18px; height:18px; margin-top:2px; color: var(--moss-bright); }

/* ---------- Cost comparison ---------- */
.cost-compare{ display:grid; grid-template-columns: 1fr 1fr; gap:1px; background: var(--line); border:1px solid var(--line); border-radius:14px; overflow:hidden; margin-top:40px; }
@media (max-width: 760px){ .cost-compare{ grid-template-columns:1fr; } }
.cost-col{ background: var(--ink); padding: 30px 28px; }
.cost-col.highlight{ background: var(--ink-3); }
.cost-col h4{ font-size:15px; color: var(--slate); margin-bottom:4px; }
.cost-col.highlight h4{ color: var(--brass-bright); }
.cost-col .price{ font-family: var(--font-display); font-size:40px; color: var(--paper); margin:10px 0 18px; }
.cost-col .price span{ font-size:15px; color: var(--slate-dim); font-family: var(--font-body); }
.cost-col ul{ display:flex; flex-direction:column; gap:10px; }
.cost-col li{ font-size:13.5px; color: var(--slate-dim); padding-left:16px; position:relative; }
.cost-col li::before{ content:'\2022'; position:absolute; left:0; color: var(--slate-dim); }
.cost-col.highlight li::before{ content:'\2713'; color: var(--moss-bright); }
.cost-col.highlight li{ color: var(--slate); }
.cost-note{ margin-top:16px; font-size:12.5px; color: var(--slate-dim); }

/* ---------- Concern rows ---------- */
.concern-row{ display:grid; grid-template-columns: 280px 1fr; gap:32px; padding: 28px 0; border-bottom: 1px solid var(--line); }
.concern-row:first-of-type{ border-top: 1px solid var(--line); }
.concern-row.no-rule{ border-bottom: none; }
@media (max-width: 760px){ .concern-row{ grid-template-columns:1fr; gap:10px; } }
.concern-row h4{ font-size:16.5px; color: var(--paper); }
.concern-row p{ font-size:14.5px; color: var(--slate); line-height:1.65; }

/* ---------- Fraud card, light panel on the dark page ---------- */
.fraud-card{
  margin-top: 56px;
  background: var(--paper);
  border-radius: 22px;
  padding: 56px 52px;
  display:grid; grid-template-columns: 0.95fr 1.05fr; gap:56px; align-items:start;
}
.fraud-card .eyebrow{ display:block; color: var(--brass); margin-bottom:12px; }
.fraud-card h3{ font-size: clamp(24px, 2.8vw, 32px); line-height:1.18; color: var(--ink); }
.fraud-card p{ margin-top:18px; font-size:15.5px; line-height:1.7; color:#414c5b; }
.fraud-card .fraud-stats{ display:grid; grid-template-columns: repeat(2,1fr); gap:16px; }
.fraud-card .fraud-stat{
  background:#fff; border:1px solid rgba(16,21,28,0.10);
  border-radius:14px; padding:22px 20px;
}
.fraud-card .fraud-stat .num{ font-family: var(--font-display); font-size:28px; color: var(--moss); }
.fraud-card .fraud-stat .lbl{ margin-top:8px; font-size:13px; color:#5b6472; line-height:1.5; }
@media (max-width: 900px){
  .fraud-card{ grid-template-columns:1fr; gap:34px; padding:40px 30px; }
}
@media (max-width: 560px){
  .fraud-card{ padding:32px 22px; }
  .fraud-card .fraud-stats{ grid-template-columns:1fr; }
}

/* ---------- Moments ---------- */
.moment{ display:grid; grid-template-columns: 0.85fr 1.15fr; gap:56px; align-items:center; padding: 48px 0; }
.moment.reverse{ grid-template-columns: 1.15fr 0.85fr; }
.moment.reverse .moment-panel{ order:-1; }
@media (max-width: 860px){
  .moment, .moment.reverse{ grid-template-columns:1fr; gap:28px; }
  .moment.reverse .moment-panel{ order:0; }
}
.section.moments{ padding-top: 24px; }
.moment-day{ font-size:13px; color: var(--brass-bright); font-weight:600; }
.moment h4{ margin-top:8px; font-size:21px; color: var(--paper); }
.moment p{ margin-top:12px; font-size:14.5px; color: var(--slate); line-height:1.65; max-width:44ch; }
.moment-panel{ background: var(--ink-2); border:1px solid var(--line); border-radius:14px; padding:20px; }

/* ---------- Team / bios ---------- */
.team-grid{ display:grid; grid-template-columns: repeat(2,1fr); gap:56px; max-width:820px; margin:0 auto; }
@media (max-width: 760px){ .team-grid{ grid-template-columns:1fr; gap:40px; } }
.team-member{ text-align:center; }
.team-member img.avatar{
  width:128px; height:128px; border-radius:50%;
  object-fit: cover; display:block; margin:0 auto 18px;
}
.team-member h4{ font-size:19px; color: var(--paper); }
.team-member .role{ margin-top:4px; font-size:13.5px; color: var(--brass-bright); font-weight:600; }
.team-member .bio{ margin-top:14px; font-size:14.5px; color: var(--slate); line-height:1.7; text-align:justify; }
.team-member .li{ display:inline-flex; margin-top:12px; width:30px; height:30px; border-radius:7px; background: rgba(245,243,238,0.08); align-items:center; justify-content:center; }
.team-member .li svg{ width:14px; height:14px; fill: var(--slate); }
.team-member .li:hover svg{ fill: var(--paper); }

/* ---------- Legal pages ---------- */
.legal-body{ max-width: 78ch; }
.legal-body h2{ font-size: 21px; color: var(--paper); margin: 40px 0 12px; }
.legal-body h3{ font-size: 16px; color: var(--paper); margin: 24px 0 8px; font-family: var(--font-body); font-weight:600; }
.legal-body p{ color: var(--slate); font-size: 15.5px; margin-bottom: 14px; line-height:1.75; }
.legal-body ul{ margin: 0 0 16px; display:flex; flex-direction:column; gap:9px; }
.legal-body li{ color: var(--slate); font-size:15px; padding-left:18px; position:relative; line-height:1.7; }
.legal-body li::before{ content:''; position:absolute; left:0; top:11px; width:5px; height:5px; border-radius:50%; background: var(--brass); }
.legal-body .updated{ color: var(--slate-dim); font-size:14px; }
.legal-table{ width:100%; border-collapse:collapse; margin: 8px 0 20px; font-size:14px; }
.legal-table th, .legal-table td{ text-align:left; padding:11px 12px; border-bottom:1px solid var(--line); color: var(--slate); vertical-align:top; }
.legal-table th{ color: var(--slate-dim); font-size:12.5px; font-weight:600; }

/* ---------- Demo form, single centred column ---------- */
.demo-page{ padding: 64px var(--pad) 104px; }
.demo-form{ max-width: 620px; width:100%; margin: 0 auto; }
.form-row{ margin-bottom: 18px; }
.form-row label,
.form-q .q{ display:block; font-size:13px; color: var(--slate-dim); margin-bottom:8px; font-weight:500; }
.form-row .req, .form-q .req{ color: var(--brass); }
.form-row input, .form-row select, .form-row textarea{
  width:100%; background: var(--ink-2); border:1px solid var(--line-strong); border-radius:8px;
  padding:13px 14px; color: var(--paper); font-family: var(--font-body); font-size:14.5px;
}
.form-row input::placeholder, .form-row textarea::placeholder{ color: var(--slate-dim); }
.form-row select{
  appearance:none;
  background-image: linear-gradient(45deg,transparent 50%, var(--slate) 50%), linear-gradient(135deg, var(--slate) 50%, transparent 50%);
  background-position: calc(100% - 19px) calc(50% + 2px), calc(100% - 14px) calc(50% + 2px);
  background-size: 5px 5px, 5px 5px; background-repeat:no-repeat; padding-right:38px;
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus{ border-color: var(--brass); outline:none; }
.form-two{ display:grid; grid-template-columns:1fr 1fr; gap:16px; }
@media (max-width:560px){ .form-two{ grid-template-columns:1fr; gap:0; } }

/* icon inside a field */
.field-icon{ position:relative; }
.field-icon svg{
  position:absolute; left:14px; top:50%; transform:translateY(-50%);
  width:16px; height:16px; color: var(--slate-dim); pointer-events:none;
}
.field-icon input{ padding-left:40px; }

/* phone: country dial code beside the number */
.phone-row{ display:flex; gap:8px; }
.phone-row select{ flex:0 0 104px; width:104px; padding-left:12px; }
.phone-row input{ flex:1 1 auto; width:auto; }

/* choice questions as radio cards, like the reference form */
.form-q{ margin-bottom:26px; border:0; padding:0; }
.opt-group{ display:flex; flex-direction:column; gap:10px; }
.opt{
  display:flex; align-items:center; gap:12px;
  padding:13px 16px; border:1px solid var(--line-strong); border-radius:9px;
  background: var(--ink-2); cursor:pointer;
  transition: border-color 0.18s ease, background 0.18s ease;
}
.opt:hover{ border-color: var(--slate); }
.opt input{
  appearance:none; -webkit-appearance:none;
  width:18px; height:18px; border-radius:50%;
  border:1.5px solid var(--slate-dim); margin:0; flex-shrink:0; position:relative; cursor:pointer;
}
.opt input:checked{ border-color: var(--brass); }
.opt input:checked::after{ content:''; position:absolute; inset:3px; border-radius:50%; background: var(--brass); }
.opt:has(input:checked){ border-color: var(--brass); background: rgba(198,138,62,0.08); }
.opt span{ font-size:14.5px; color: var(--paper); }

.form-consent{ margin: 6px 0 18px; font-size:12.5px; color: var(--slate-dim); line-height:1.6; }
.form-note{ margin-top:16px; font-size:12.5px; color: var(--slate-dim); text-align:center; }

/* ---------- Thanks / 404 ---------- */
.centered-page{ min-height: 62vh; display:flex; flex-direction:column; align-items:center; justify-content:center; text-align:center; padding: 96px var(--pad); }
.centered-page h1{ font-size: clamp(30px,5vw,48px); line-height:1.12; max-width:18ch; }
.centered-page p{ margin-top:18px; color: var(--slate); font-size:16.5px; max-width:52ch; }
.centered-page .hero-actions{ margin-top:32px; }


/* =========================================================
   Legal pages: terms, privacy, cookies
========================================================= */
.legal-wrap{ max-width: 880px; margin: 0 auto; padding: 88px var(--pad) 104px; }
.legal h1{ font-size: clamp(32px, 5vw, 50px); line-height: 1.1; text-align: center; }
.legal .updated{ font-size: 14px; color: var(--slate-dim); margin: 16px 0 58px; text-align: center; }
.legal h2{ font-family: var(--font-display); font-size: 23px; font-weight: 560; letter-spacing: -0.01em; color: var(--paper); margin: 48px 0 14px; }
.legal h3{ font-family: var(--font-body); font-size: 17px; font-weight: 600; color: var(--paper); margin: 30px 0 10px; }
.legal p{ font-size: 16px; line-height: 1.78; color: var(--slate); margin: 0 0 16px; }
.legal ul{ list-style: disc; margin: 0 0 16px; padding-left: 22px; color: var(--slate); }
.legal li{ font-size: 16px; line-height: 1.75; margin-bottom: 9px; }
.legal strong{ color: var(--paper); font-weight: 600; }
.legal a{ color: var(--brass-bright); }
.legal a:hover{ text-decoration: underline; }
.legal table{ width: 100%; border-collapse: collapse; margin: 0 0 20px; font-size: 15px; display: block; overflow-x: auto; }
.legal th, .legal td{ border: 1px solid var(--line); padding: 12px 14px; text-align: left; vertical-align: top; color: var(--slate); }
.legal th{ background: var(--ink-3); color: var(--paper); font-weight: 600; white-space: nowrap; }
@media (min-width: 720px){ .legal table{ display: table; } }